What is a Bad Credit Mortgage?

A bad credit mortgage is a tailored financing solution designed for individuals who have faced past credit challenges. Whether you’ve experienced bankruptcy, late payments, or other credit issues, this type of mortgage can help you secure financing to purchase or refinance a residential property, even with a less-than-perfect credit history.

With access to lenders who specialize in non-traditional credit situations, we can provide options that give you a fresh start.

Who Can Qualify for a Bad Credit Mortgage?

Bad credit mortgages are available to individuals who may not qualify for traditional mortgage financing due to credit concerns. To qualify, you typically need to:

• Own or Plan to Purchase a Residential Property
• Demonstrate a Reliable Source of Income

Each situation is unique, and our team is here to assess your financial profile and explore options that work best for you.

Are There Additional Costs?

In some cases, additional fees may apply when securing a bad credit mortgage. These fees are typically disclosed upfront and agreed to in writing before we proceed. Transparency is key, and we ensure you’re fully informed every step of the way.

Why Choose Alberta Mortgages for Bad Credit Mortgages?

At Alberta Mortgages, we understand that life can present financial challenges. Our goal is to provide flexible mortgage solutions that help you rebuild and move forward. With access to a variety of lenders, we can match you with the most competitive bad credit mortgage products in the market.

We proudly serve Alberta, including Calgary, Edmonton, Red Deer, Lethbridge, and Medicine Hat, as well as the Northwest Territories and Yukon.

Take the First Step Toward a Fresh Start

Don’t let past credit issues hold you back from achieving your homeownership goals. A bad credit mortgage may be the solution you need to move forward with confidence.

Got Questions? Ready to Explore Your Options?

Contact us today to discuss your situation, or apply online to get started. Alberta Mortgages is here to guide you toward a brighter financial future.